Happy Holidays!

Yes, it's that time of the year again, where we can all do our part to help the economy. Just go out and spend your money on gifts for your friends and family.

I saw my daughter the other day, and she asked what I was doing. I told her I had been out Christmas shopping. She asked if I got anything for her. I said "no", but we got something for your daughter (my granddaughter). I said "don't you realize now that you're a parent, no one buys for you anymore, it's all for your child now." She laughed, and I think she then realized that she wasn't a kid anymore, she had somehow morphed into an adult. That's what parenthood does to you. You are no longer the center of attention. It's all about the little ones now.

If you find yourself a little strapped for cash this holiday season, stop into OFCU and talk to one of our loan officers. Maybe we can help you with a personal loan, as low as 9.99% APR, or even get you one of the best credit cards on the market now, the OFCU Visa Platinum Card, starting as low as 11.96% APR, with no annual fee, no cash advance fee at our ATM's and branches, 25 day grace period on purchases, and no balance transfer fee. Whatever you're in need of, stop by one of our 6 convenient branches to see what OFCU can do for you!

OFCU, member NCUA.

Greg